A hospital stay can be upsetting — to your health, your wallet, and your family. Even if you have other medical insurance, some costs may not be covered.

Hospital Indemnity insurance complements your existing health insurance by giving you cash to help with the costs your plan doesn’t cover. It pays you a specified amount for each day of covered service you receive, no matter what the final billed charges are.

You can also add on additional benefits or purchase a standalone plan specifically for a cancer or critical illness diagnosis.